Helen Wade Insurance Agency Family Owned and Operated, Local Knowledge

Getting to know the ins and outs of your community is exciting. Especially in St. Petersburg, a small city with big city vibes! Opportunities to meet new people and learn about the places you pass everyday are always right there, waiting for you to discover.

Family Owned and Operated

Take for instance, Helen Wade, owner and agent of Helen Wade Insurance Agency. This St. Pete native grew up surrounded by sunshine and water and regularly enjoys it with her family. As a young adult, Helen began working in her family business and assumed ownership of her step-father’s insurance agency in 1999. Since then, a lot has changed. “I am proud to see how the city of Saint Petersburg has grown,” she says. “The downtown area, Central Avenue and the SkyWay Marina district are flourishing with positive new energy. The support of the local businesses is impressive.”

Helen Wade Insurance. Photo by Kelly Nash Photography.
Helen Wade Insurance. Photo by Kelly Nash Photography.

Local Knowledge

When it comes to insurance, I want someone aware of the unique experience of living in a coastal city. Helen’s insight into the insurance needs in this area is unmatched. She operates an independent agency that offers personal, life and commercial coverages as well as experience-based expertise in home, flood, auto, boat, life, property and business insurance. Helen Wade Insurance Agency is like a one-stop-shop for everything insurance!

This comes in very handy in the unfortunate circumstance of a natural disaster. Take flood insurance for example. Living in Florida, many of us have lived through and know first-hand the destruction a hurricane can cause. Your home, your car, your boat… all are vulnerable. Because Helen knows this community — from its high-risk zones to the no-risk, as well as what coverage is required in all of them — she is equipped to handle these challenges. Helen understands how to work with the National Flood Insurance Program and private flood carriers.

In the event of a disaster, I only have to make one phone call to my neighborhood agent, and that puts my mind at ease. You can rest assured that Helen and her staff will make absolutely sure that you are well covered in your time of need. That’s right, one phone call will cover it all.

Helen Wade Insurance. Photo by Kelly Nash Photography.
Helen Wade Insurance. Photo by Kelly Nash Photography.

Important Tips

In my conversation with Helen, I asked her if there are things we should do to ensure we have the necessary coverage. “One big thing I encourage everyone to do, is to review their policies every couple of years. Look at your rates and deductibles in order to be sure the values are current and up to date.” Helen also suggested informing your agent of any upgrades or improvements you might have done to your home. You will want to be sure the contents of your home are proportional to your coverage. Some changes might even provide a discount, e.g., home security equipment.

“Don’t forget about life insurance,” she adds. “It’s always a good idea to have a second pairs of eyes look over your policy and ensure you have the appropriate coverage.” Cost is important to everyone, so review regularly.

It’s easy to reach Helen’s agency for an estimate or to help review your current policies. Even if you don’t live directly in St. Pete, the agency is available to get you covered remotely. If you want a friendly insurance agent who comes with generations of knowledge, Helen Wade is your answer! Call, email or visit her website to learn more and become part of her list of long-term, happy clients.

Helen Wade Insurance. Photo by Kelly Nash Photography.
Helen Wade Insurance. Photo by Kelly Nash Photography.

Helen Wade Insurance Agency is located at 3209 30th Ave South in St. Petersburg and can be reached by phone at 727-866- 6311, by email at [email protected] or on the web at www.allstate.com/helenwade.

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Cindy Garza Ontkos
Cindy Ontkos and her husband Brian moved here about a year and a half ago from Winter Garden and couldn't be happier. They fell in love with St. Pete while on vacations and sailing trips, and just knew that this is where they belonged. They are fortunate to live in beautiful Historic Kenwood with their dog Alice. Between the two of them, Cindy and Brian have three amazing sons, a beautiful daughter-in-law and their first grandson on the way! Cindy is thankful to be a part of this magazine and to have the opportunity to showcase our community.